Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Friday, March 12, 2010	Broker /Origination Fee:	1.000%
Lock Period:	45 days	Loan Amount:	$200000

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Program Name

Rate*
Payments

Points
Amount

APR
Fees*

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30 Year Fixed

4.375 $998.57	2.953 $5,906.00	4.682% $1,949.00
4.500 $1,013.37	2.259 $4,518.00	4.747% $1,949.00
4.625 $1,028.28	1.586 $3,172.00	4.814% $1,949.00
4.750 $1,043.29	0.892 $1,784.00	4.879% $1,949.00
4.875 $1,058.42	0.048 $96.00	4.930% $1,949.00

20 Year Fixed

4.250 $1,238.47	2.361 $4,722.00	4.598% $1,949.00
4.375 $1,251.84	1.512 $3,024.00	4.622% $1,949.00
4.500 $1,265.30	0.663 $1,326.00	4.647% $1,949.00
4.875 $1,306.14	0.647 $1,294.00	5.022% $1,949.00
4.990 $1,318.81	0.144 $288.00	5.077% $1,949.00

15 Year Fixed

3.750 $1,454.44	2.786 $5,572.00	4.255% $1,949.00
3.875 $1,466.88	1.884 $3,768.00	4.243% $1,949.00
4.000 $1,479.38	1.321 $2,642.00	4.284% $1,949.00
4.125 $1,491.94	0.751 $1,502.00	4.324% $1,949.00
4.250 $1,504.56	0.011 $22.00	4.338% $1,949.00

3/1 ARM

3.250 $870.41	2.397 $4,794.00	3.994% $1,949.00
3.375 $884.19	2.172 $4,344.00	3.997% $1,949.00
3.500 $898.09	0.510 $1,020.00	3.879% $1,949.00
3.625 $912.10	0.256 $512.00	3.880% $1,949.00
3.750 $926.23	0.001 $2.00	3.880% $1,949.00

5/1 ARM

3.125 $856.75	2.054 $4,108.00	3.864% $1,949.00
3.250 $870.41	1.737 $3,474.00	3.873% $1,949.00
3.375 $884.19	1.391 $2,782.00	3.879% $1,949.00
3.500 $898.09	0.449 $898.00	3.836% $1,949.00
3.625 $912.10	0.063 $126.00	3.840% $1,949.00

7/1 ARM

3.500 $898.09	2.253 $4,506.00	3.952% $1,949.00
3.625 $912.10	1.926 $3,852.00	3.972% $1,949.00
3.750 $926.23	1.250 $2,500.00	3.964% $1,949.00
3.875 $940.47	0.834 $1,668.00	3.977% $1,949.00
4.000 $954.83	0.427 $854.00	3.990% $1,949.00

FHA 30 Year Fixed

4.375 $998.57	1.807 $3,614.00	4.550% $454.00
4.500 $1,013.37	0.854 $1,708.00	4.593% $454.00
4.625 $1,028.28	0.317 $634.00	4.672% $454.00
4.750 $1,043.29	-0.822 Get $1,644.00	4.699% $454.00

FHA 15 Year Fixed

4.000 $1,479.38	0.250 $500.00	4.071% $454.00
4.625 $1,542.79	-0.850 Get $1,700.00	4.532% $454.00

VA 30 Year Fixed

4.500 $1,013.37	1.108 $2,216.00	4.615% $454.00
4.625 $1,028.28	0.536 $1,072.00	4.691% $454.00
4.750 $1,043.29	-0.822 Get $1,644.00	4.699% $454.00

VA 15 Year Fixed

4.000
$1,479.38

0.250
$500.00

4.071%
$454.00

Test

1.000 N/A	1.000 $2,000.00	1.000% $1,949.00
2.000 N/A	2.000 $4,000.00	2.000% $1,949.00

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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