Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Wednesday, February 08, 2012	Broker /Origination Fee:	1.000%
Lock Period:	45 days	Loan Amount:	$200000

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Program Name

Rate*
Payments

Points
Amount

APR
Fees*

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30 Year Fixed

3.500 $898.09	0.752 $1,504.00	3.608% $1,949.00
3.625 $912.10	0.240 $480.00	3.692% $1,949.00
3.750 $926.23	0.011 $22.00	3.798% $1,949.00

20 Year Fixed

3.375 $1,147.11	0.526 $1,052.00	3.500% $1,949.00
3.625 $1,172.81	0.240 $480.00	3.718% $1,949.00

15 Year Fixed

2.750 $1,357.24	1.198 $2,396.00	3.006% $1,949.00
2.875 $1,369.17	0.519 $1,038.00	3.033% $1,949.00
2.990 $1,380.20	0.127 $254.00	3.092% $1,949.00
3.000 $1,381.16	0.032 $64.00	3.088% $1,949.00

3/1 ARM

2.375 $777.31	1.610 $3,220.00	3.772% $1,949.00
2.500 $790.24	0.249 $498.00	3.682% $1,949.00
3.125 $856.75	0.077 $154.00	3.778% $1,949.00

5/1 ARM

2.375 $777.31	0.886 $1,772.00	3.550% $1,949.00
2.500 $790.24	0.256 $512.00	3.534% $1,949.00
2.625 $803.30	0.006 $12.00	3.550% $1,949.00

7/1 ARM

2.625 $803.30	1.370 $2,740.00	3.535% $1,949.00
2.750 $816.48	0.361 $722.00	3.502% $1,949.00
2.875 $829.78	0.111 $222.00	3.530% $1,949.00
3.000 $843.21	0.019 $38.00	3.571% $1,949.00

FHA 30 Year Fixed

3.250 $870.41	0.431 $862.00	3.302% $454.00
3.375 $884.19	-0.115 Get $230.00	3.384% $454.00
3.500 $898.09	-0.933 Get $1,866.00	3.443% $454.00

FHA 15 Year Fixed

2.750 $1,357.24	0.227 $454.00	2.815% $454.00
2.875 $1,369.17	-0.206 Get $412.00	2.878% $454.00
3.000 $1,381.16	-0.638 Get $1,276.00	2.941% $454.00
3.125 $1,393.22	-0.971 Get $1,942.00	3.018% $454.00

VA 30 Year Fixed

3.500
$898.09

-0.730
Get $1,460.00

3.460%
$454.00

Test

1.000 N/A	1.000 $2,000.00	1.000% $1,949.00
2.000 N/A	2.000 $4,000.00	2.000% $1,949.00

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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